Property photo 1
Property photo 2
Property photo 3
Property photo 4
Property photo 5
4 Beds
3 Baths
2,076 sqft

$440,000

48 NW Hemlock Drive, Fort Walton Beach FL, 32548

Price per sqft$211.95
Built in1961
Property size2,076 sqft
Property typeResidential

Overview

Active

Listed Oct 31, 2026

Updated 4h ago

**ASSUMABLE MORTGAGE AT 5.5% INTEREST RATE!** Discover this beautifully maintained 4-bedroom, 3-bath home ideally situated between Eglin AFB and Hurlburt Field, offering convenience, comfort, and exceptional value! Step inside to an inviting, open-concept floor plan featuring a beautifully updated kitchen with granite countertops, crisp white cabinetry, stainless steel appliances, and plenty of space for entertaining. The spacious primary suite offers a private retreat with a luxurious ensuite bath featuring a glass-enclosed walk-in shower, relaxing garden tub, double vanities, and a generous walk-in closet. Enjoy a spacious backyard with plenty of room for outdoor gatherings, recreation, or simply relaxing. Additional highlights include a one-car garage and numerous improvements for added peace of mind, including a **NEW HVAC SYSTEM INSTALLED IN 2025**, a roof installed in 2019, replacement of all low-slope roofing sections in 2023, and extensive updates completed in 2020. Conveniently located near military bases, shopping, dining, and the beautiful Emerald Coast beaches, this move-in-ready home offers an outstanding opportunity. **Don't miss your chance to take advantage of the assumable 5.5% mortgage, subject to lender approval and qualification. Schedule your private showing today!**

$2,927/mo

Est. mortgage payment based on a $440,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
1014634

Interior Features

Bedrooms
4
Bathrooms
3
Cooling
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.24 Acres

Other Property Details

Taxes
$4,502
Tax Frequency
Annually
Garage
Yes
MLS provider logo

Courtesy of Coastal Villages Real Estate, 
Listing Contact: 850-685-8595 

IDX information is provided exclusively for consumers’ personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Noah Escobar shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

©2026 Emerald Coast Association of REALTORS. All rights reserved.

Data last updated 12:49 PM UTC, 11/8/2026

Powered by Luxury Presence