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3 Beds
3 Baths
1,258 sqft

$400,000

172 Water Oaks Loop, Santa Rosa Beach FL, 32459

Price per sqft$317.97
Built in2012
Property size1,258 sqft
Property typeResidential

Overview

Active

Listed Nov 6, 2026

Updated 23h ago

Welcome to this beautifully updated coastal retreat in Water Oaks, located in the heart of Santa Rosa Beach! Ideally situated just approximately 3 miles from the beautiful beaches of South Walton and a short distance from popular local dining destinations, including Louis Louis, this home offers the perfect blend of coastal convenience, thoughtful upgrades, and inviting charm. Inside, you'll find an impressive array of updates and custom features, beginning with a stunning kitchen featuring custom hardwood cabinetry, quartz countertops, a farmhouse sink, and beautiful handmade Moroccan tile backsplash. Thoughtful details include upgraded fixtures, under-cabinet lighting, and a charming coffee bar. New wide-plank LVP flooring flows throughout the entire home, complemented by shiplap accents and updated lighting. Additional interior improvements include an upgraded primary bathroom vanity featuring a quartz countertop, new sink, faucet, lighting, and fixtures. Custom touches throughout the home include cedar closet enhancements, solid wood shelving, and added storage solutions. Step outside and enjoy a picturesque backyard setting that backs up to a beautiful neighboring farm, offering lovely views and an added sense of privacy. The backyard also features a firepit and a fantastic newly constructed workshop complete with air conditioning, electricity, shelving, and an overhang--perfect for hobbies, projects, or additional workspace. Exterior improvements include a Wi-Fi-controlled irrigation system with a dedicated well, expanded paver driveway, stone walkway, and thoughtfully designed front yard landscaping. With its extensive list of upgrades, charming character, exceptional outdoor features, and convenient proximity to the beaches, shopping, and dining of Santa Rosa Beach, this Water Oaks home is truly a special find. Water Oaks also allows long-term rentals, offering flexibility for those seeking a primary residence, second home, or investment opportunity. Come experience all the charm and quality this property has to offer!

$2,661/mo

Est. mortgage payment based on a $400,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
1015100

Interior Features

Bedrooms
3
Bathrooms
3
Cooling
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.09 Acres

Other Property Details

Taxes
$2,288
Tax Frequency
Annually
Association Fee Frequency
Quarterly
MLS provider logo

Courtesy of The Agency Northwest Florida Beaches, 
Listing Contact: 478-719-9734 

IDX information is provided exclusively for consumers’ personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Noah Escobar shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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Data last updated 4:43 AM UTC, 11/7/2026

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